56. What are my rights under the Fair Credit Reporting Act?

  1. You have a right to know when your background is checked – Employers must have your permission to do a background check on you. Some information, however, such as felony convictions, may be available without your permission and/or available on the Internet.
  2. You have a right to know when information from a background check is used to deny you employment.
  3. You have a right to know where the information that was used against you came from – You must be told how to contact the company that gave the report to the employer.
  4. You have a right to a copy of the report used against you – It can come from the employer or you can request it for free from the company that created the report.
  5. You have a right to dispute the information in the report if it is not accurate – The Consumer Reporting Agency that created the report must investigate your claim within thirty (30) days. You can also request that the company send a corrected report to the potential employer.

Posted in: Private Background Checks